Owning a home comes with upfront and long-term costs. Ask yourself:
Do you have a stable income?
Have you saved enough for a down payment, closing costs, and moving expenses?
Can you comfortably manage a mortgage, utilities, taxes, and maintenance?
Meeting with a mortgage specialist is a great first step. Pre-approval not only shows you’re serious, it also helps define your price range.
Homeownership brings freedom, but it also comes with responsibility. Think about your current lifestyle:
Are you ready to settle in one place for a few years?
Do you have the time and energy to care for a property?
Are your job and family plans stable?
If you’re unsure, renting for a little longer might make more sense.
Real estate in Calgary, especially in high-demand areas like Mahogany, Seton, and Copperfield, can move quickly. A REALTOR® can give you insight into local trends, competition, and what to expect when making an offer.
Home buying involves more than numbers. It’s also about timing, confidence, and motivation. If you’re excited about the process, willing to be patient, and ready to compromise where needed, you’re probably in a good place to move forward.
